英文摘要

来源 | 《财经》杂志   

2025年07月21日 12:00  

本文3639字,约5分钟

The Emergence of AI Agents;The Mid-Year Debate on Consumption;The QDII Dilemma Amid Cross-Border Investment Boom;The Impact of Declining Birth Rates on Preschool Education

A new generation of AI-driven innovative applications—based on the capabilities of large language models—is rapidly taking shape. AI agents are poised to significantly replace human thinking and creative development across many domains. We are accelerating toward an era of innovation where thousands, even millions, of AI agents will emerge. The resulting disruptive effects and challenges are inevitable—and must be actively embraced.

AI is indeed rapidly replacing programmers’ work.  Large tech firms and commercial enterprises revealed that at their institutions, between 20% and even up to 80% of code is now being written by professional AI tools. This transformation has occurred in just the past year.

Human society is rapidly entering the age of AI agents. The Silicon Valley concept of the “personal unicorn” is born out of this context—investors increasingly believe that, as AI technology iterates rapidly, AI agents will progressively replace many human roles in startups. With the collaborative assistance of multiple AI agents, one person may be able to build a unicorn company. Based on Caijing’s field research and observations, both in the US and in China—the world’s two AI powerhouses—AI agents are still in their early stages. But fuelled by capital and technological advances, they are evolving at great speed.

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